What is full-coverage insurance?

Full-coverage insurance refers to a type of auto insurance policy that provides comprehensive protection, covering damages to your vehicle regardless of who is at fault in an accident. This means that if you're involved in a collision, whether you are the one responsible for the incident or not, the policy will pay for repairs to your vehicle. Additionally, full-coverage insurance typically includes liability coverage, which pays for damages you cause to other people's vehicles and property, as well as medical expenses resulting from an accident.

The concept of full-coverage insurance is crucial for drivers who wish to safeguard their investment in their vehicle against a variety of risks, such as theft, vandalism, and natural disasters, in addition to auto accidents. This broad spectrum of protection makes it a preferred choice for many vehicle owners, offering peace of mind on the road.